I asked a friend who visited me once: "Do you really think about how much does it cost for long-term medical treatment?" And for this question, the answer I got was quite interesting.
The lady in her forties said, "No, we haven't thought about it, because we are still young, we are only forty years old!" "It's okay, now we have children, and they are still making money, so don't worry! Let's talk about it later." "I'm active, so I shouldn't have a long time bed." All of the above answers, no matter which one, we accept it. What makes me more interesting is that when I ask if you have any financial planning and insurance? Is there any investment? When there is no education fund for children, many people will have a complete plan, and have even helped their children plan to colleges and universities, but they have no idea about "long-term medical expenses".
I asked in depth: "Miss Xu, you know How much does it cost to take for a high-quality long-term care center for a month? "Miss reporter was still shaking the head because there was no prior plan. When the family parent needs long-term medical care, he may need to put down his work and have more manpower. When you go home to take care of yourself, even the medical expenses may cause the family to fall into a fog of sorrow. Such a situation is mostly conducted among friends around you, and long-term medical expenses have become a heavy pressure in your home.
Since the age of 35, how much budget should be prepared each year to prevent future management costs. For example, it is recommended that ordinary office workers understand the part of their physical care; after they are about 35 years old, they should pay 3,000 yuan a month from their income as long-term medical expenses, about 36,000 yuan a year, investing in their own health.
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